Universitas Islam Negeri Alauddin Makassar Proceedings, Proceedings of the 3rd International Conference on Social and Islamic Studies (ICSIS) 2023

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Analysis of rescheduling problematic installments on sharia property (maqashid sharia perspective)
Alimuddin Akib, Muslimin Kara, Wahyuddin Abdullah, Dhita Pratiwi Ar, Karta Negara Salam

Last modified: 2023-07-20


Sharia property is a property whose transactions are carried out based on Islamic rules. Sharia property was born out of Muslims’ concern about the dangers of usury. In Islam, conventional funding based on debt and interest is punished as haram for violating Shari'a. Despite education about usury, the application of sharia-based products began to boom in 2020. There are obstacles experienced by Sharia property, namely late payment installments that violate the agreement. Therefore, rescheduling is held to prevent unilateral losses experienced by sharia property parties. This rescheduling is like resetting the payment term. This Rescheduling review is reviewed from the perspective of Maqashid Syariah to see the form or form of enforcing Islamic principles in business with elements of maqashid sharia. This writing aims to analyze the rescheduling of problematic installments on Sharia property in terms of the perspective of Maqashid Syariah. This qualitative research uses an interpretive paradigm with a phenomenological approach that takes the research location at PT. Wahana Persada Indonesia in Makassar. Data collection was carried out using the method of interviewing with informants. It was found that the result of this study was the implementation of Maqashid Syariah which was applied to rescheduling late payment installments based on a review of the four properties of maqashid sharia according to Ibn Ahur, namely, tolerance, glorifying sharia, realization of sharia goals, and special objectives of sharia in muamalah.


Rescheduling, sharia property; Maqashid sharia

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