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This article explores the emergence of PayLater as a payment method in online shopping within the context of Society 5.0. PayLater allows users to make purchases and pay in installments without a credit card or upfront payment, providing flexibility and convenience. Integrating digital technology in online shopping has transformed traditional payment methods, and PayLater has gained popularity on prominent e-commerce platforms. Users can enjoy the benefits of deferred payment, including flexible repayment periods and attractive promotional offers. However, it is essential to be cautious of potential risks such as penalties and fees for late payments and the possibility of increased consumerism and financial mismanagement. From an Islamic economic perspective, PayLater aligns with principles of moderation and responsible financial management. By understanding the essence of consumption and adhering to Islamic values, individuals can make the most of PayLater while upholding their beliefs. In conclusion, Paylater represents a convenient solution for online shopping in society 5,0, but users should exercise responsible financial management to avoid potential pitfalls.

Society 5.0; PayLater; online shopping; deferred payment; Islamic economics