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THE SYNERGY OF PT BANK SYARIAH INDONESIA TBK (BSI) AND MOSQUES IN OPTIMIZING ECONOMIC EMPOWERMENT FOR THE COMMUNITY
Last modified: 2025-02-09
Abstract
This research explores the synergy between BSI and mosques in creating an ecosystem for economic empowerment of the community based on Islamic values. The main issues raised include the lack of public understanding of sharia products and the limited resources of mosques as centers of empowerment. The research aims to explore the potential of this synergy, showcase real examples of successful programs, and identify the resulting social and economic impacts. The research uses a descriptive qualitative approach with literature study as the main method. Data obtained from scientific journals, official reports, and media articles from 2021-2024. Content analysis techniques are used to interpret the data, focusing on themes such as the role of mosques, BSI's contributions, implementation challenges, and their impact. The findings show that programs like Masjid BSI Empowerment and the implementation of QRIS in mosques have improved digital financial literacy, expanded access to MSME financing, and strengthened the role of mosques as centers of the community's economy. As of June 2024, BSI successfully raised ZISWAF funds amounting to IDR 545 billion to support education, health, and community economic development. These results affirm that the synergy between mosques and BSI can create a significant positive impact on the economic empowerment of the community, with great potential for national replication. This research provides strategic insights for further developing the synergy between Islamic financial institutions and mosques in creating an economy based on justice and sustainability.
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